New to investing? You might want to read our beginner’s guide to investing first.

How to choose the best platform for you.

Return is based on the latest price listed and portrayed in the base currency of each fund.Investment platforms offer ready-made portfolios, making them easy to use and ideal for beginner investors.īut how do they work? And how do you choose which one to use if you decide to go down this route? Shorter periods are not calculated on an annual basis but show price change instead. Return for 12-month periods or longer is calculated on an annual basis.

Exchange rate developments and returnsĪ fund management fee is included in the daily calculation of each fund’s exchange rate. The bank reserves the right to make changes to this information at any given time. The source of this information is considered reliable, but the accuracy or validity of the information cannot be guaranteed. Information on this site is intended for information purposes only and should not be considered as an offer or advice on the purchase, sale or other allocation of certain financial instruments.

Information on the funds is obtained from The Vanguard Asset Management Limited, which is the funds’ management company. Non-UCITs funds have broader investment authorisations than UCITs and can therefore entail more risk. Investors are advised to familiarise themselves with the available information on funds, including key information on risk factors, investment authorisations and the use of derivatives. Taxation of funds is assessed on an individual basis in accordance with current legislation and is subject to change. Risk increases if the investment is financed by credit and returns can increase or decrease due to exchange rate volatility if assets are in foreign currency. Past performance is neither an indication nor a guarantee of future returns. Investments in financial instruments always entail financial risks, such as the risk of little or no return or total loss of capital.

Capital gains tax is calculated from realised foreign exchange gainsĭisclaimers General disclaimer regarding investment in funds.

Holdings in Vanguard funds must be declared in Iceland.

No taxes are paid on the funds in Ireland.

It is not possible to trade with the funds of our foreign partners in Íslandsbanki's online bank and therefore you cannot subscribe to their fund.

The Vanguard Group Inc, based in the USA, is the Investment Manager and funds are settled in US dollars.

Commission is charged for transfers between funds.

Annual management fees are paid in accordance with the information provided in the fund prospectus.

Custody fees on equity in Vanguard funds are in accordance with the price list.The minimum purchase in Vanguard funds is 500 USD.The transaction costs for investment in Vanguard funds are 1.5% for Equity Funds and 1% for Fixed Income Funds See Tariff of Charges for Investment Services.

Vanguard index funds